DIY Dispute Checklist

The testimonials are not necessarily representative of all of those who will use our products and/or services.

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DIY Dispute Checklist

Vivix Credit Solutions offers a wide array of Credit Counseling and Credit Repair services, including the resolutions of errors found on your credit report. For DIY disputes, there are procedures that must be followed, but are easy to do so if you are interested. Vivix Credit Solutions offers the following advice regarding finding and taking care of reporting errors.

The Importance of Regular Report Check-Ups


Many of us are unaware of what  information is on our credit reports and are only notified of problems one an application for credits processed by a lender. However, it is an extremely important that consumers be cognizant of what is being reported to the credit bureaus so they can take proactive steps to be sure their credit isn't damaged. Vivix Credit Solutions offers expert credit counseling advice and recommends regular credit monitoring due to the effect that reporting errors can have on your credit score. Every American is entitled to one free credit report each year, although monthly or quarterly monitoring is available for a small fee.

Finding an Error on your Credit Report


Consumers  must know that even the smallest error on their credit can make them ineligible for financing, new housing, and even employment with companies who perform credit checks on applicants. These errors can include: address, name, social security number, account history, and more. Identity theft and fraudulent activity will show up on your credit report as well, which is why monitoring is recommended to protect your credit. Vivix Credit Solutions can help you determine if there are errors on your report and how to fix them, but you may also go through a DIY dispute, which is a request to the credit bureaus to have your record amended.

Disputing a credit Report Error


If you find suspicious names, unfamiliar addresses, or unknown accounts on your credit report, it is advisable that you submit a dispute as soon as possible. In addition, contact any creditors who may be affected by this possible fraudulent activity. There is a universal form letter that you can submit to the three top credit bureaus - Experian, Equifax, and TransUnion - and you will also need to attach any supporting documentation.  Required documents  include: State-Issued  Drivers License -To prove your identity, including name and address. Social Security Card -To prove your social security number is reported. Proof of Address - A current utility bill of other piece of mail to support our claim.

Resolving a Disputed Item

It will take some time once your dispute request is received by the bureaus but you will receive a letter stating their findings and resolutions. If they find in your favor, your credit report will be immediately adjusted and your new credit score will reflect the changes. Vivix Credit Solutions recommends disputing items even if you are not sure they will be removed as there is no penalty for a denial of the disputed item. Having these errors resolved will improve your credit and make it easier to receive the financing you need, when you need it.

The testimonials are not necessarily representative of all of those who will
use our products and/or services.

Bayron Rosales

3 months ago

Great and professional team, my credit was really poor and they deleted 97% of my bad accounts which improve my credit score dramatically, I also opened three credit accounts already, currently they are working hard to delete some of my remaining bad accounts that I have with Experian.

Fidel Cruz

4 months ago

Vivix Credit Solution gets two thumbs up from me... My credit score increased. I really appreciate the help and assistance of Vivix Credit Solution. Thank you and More power to you all.

Riyad Shalabi

7 months ago

Thank you for all the good work you’ve done.

Chirondala Maduka

6 months ago

My credit score increased after Vivix Credit Solutions services. By the time they were done my score was in the high 600s low 700s! I was so impressed. THANKS VIVIX...YOU ARE THE BEST! 

S Costley

4 months ago

Thank you Vivix Credit Solutions for the credit education and credit repair guidebook that you gave me! It has been a tremendous help. 

Roosevelt Mompremier

4 months ago

I am extremely pleased with the result. Outstanding customer service, and best of all - they are very knowledgeable.

Joel Rojas

11 months ago

From the first visit the staff was so professional and truly concern to my issues. I signed up for their service and it was the best thing I did. I was very pleased with the results and I will give gladly tell anyone that needs this service to go to Vivix Credit Solutions. Thank you for the experience.

Joseph Olszewski

a year ago

When I first walked into the Vivix Office I felt a friendly feeling and from then on it was nothing but good things happening.  My credit score was in the low 500’s now is 753.  Thank you for a wonderful job!

Rokeia Smith

a year ago

I want to thank everyone at Vivix Credit Solutions for all their hard work and dedication. When I first walked into the door I thought my credit was a loss cause. After only a couple of months my credit score increased at least 60 points and continue to increase today.  I recommend anyone who wants to clean up their credit to call Vivix Credit Solutions first. 

Ngweh Azah

2 years ago

My experience with Vivix Credit Solutions has been more than satisfactory. Thanks to them, I am on my way to having excellent credit. All negative accounts on my credit report have been eliminated. 

Leo Rodrigues

3 years ago

I had a great experience working with Vivix Credit Solutions. They helped me eliminate thousands of dollars worth of bad credit debt! I was really skeptical at first, but as soon as I saw my first set of results I knew I had made the right decision to use them for my credit repair. I'm happy to refer them clients too, they helped me out a lot!

Zanina Beckett

a year ago

I have been working with Mr. Gabriel Brown for the last 6 months and my credit score has already improved 50%. I am very happy with Mr. Brown and his entire staff. I recommend Vivix Credit Solutions to all my friends and family.

Peter Arroyo

2 years ago

I can’t believe the results I have already received with just one treatment, and I still have 2 treatments left. I believe by the end of this I will have everything negative deleted from my credit report. There are so many different companies out there offering their assistance and I tried many, but failed with all. Vivix Credit Solutions is the only one that was able to fix my credit. 

Lori Sisolak

a year ago

WooHoooo! My credit score went up another 54 points in one month thanks to Mr. Gabriel Brown and the Vivix Credit Solutions Team.

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7795 West Sahara Ave 101 A-B Las Vegas, Nevada 89117

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